Legal Resources

Monitor this Page

	(it's private)
powered by ChangeDetection

A A A

ENFORCEMENT ACTIONS

(Click here for ARCHIVED ACTIONS)

Insurer Licensees

Cease and Desist Order

MN Home Warranty Corp dba Capital Home Shield - Unlicensed E-Case #2894; Order effective September 15, 2011.
Violations: 31A-6a-103, 31A-15-102, 31A-23a-103 - doing insurance business and providing mechanical breakdown insurance without authority to do so.
License Limitation: Cease and Desist Order

Vensure HR, Inc.: E-Case #2793 Order effective April 18, 2011.
Violations: 31A-40-301 - Acting as a PEO in the State of Utah without being licensed; 63G-4-502 - Respondent has created an immediate and significant danger to the public welfare.
License Limitation: Cease and Desist Order

Equus Fidelity Corporation, Unlicensed E-Case #2684. Order June 22, 2010.
Violations: 31A-1-102, 31A-1-104, 31A-15-102 In advertising, soliciting, placing, receiving premiums, and issuing evidence of insurance, and in doing an unauthorized insurance business; 63G-4-502 Respondent's actions constitutes an immediate and significant danger to the welfare of citizens of the state of Utah.
License Limitation: Cease and Desist Order

Surrender

Universal Casualty Company: E-Case #2956; Order effective October 25, 2011.
Violation: 31A-14-216, Company met all requirements to be released from regulation.
Limitations: License Surrendered

Germantown Insurance Company: E-Case #3051; Order effective December 28, 2011.
Violation: 31A-14-216, Company has met all requirements to Release from Regulation.
Limitations: License Surrendered

Instil Health Insurance Company: E-Case #3020; Order effective December 28, 2011.
Violation: 31A-14-216 - Company has met all requirements for Release from Regulation.
Limitations: License Surrendered

Advantage Title Company: E-Case #2852; Effective Date: April 25, 2011
Violation: 31A-23a-415 - Failure to pay an assessment when due.
Limitation: License Surrendered

Revocation

R&Q Reinsurance Company: E-Case #2977; Order effective September 15, 2011.
Violation: 31A-14-217 – Grounds exist for delinquency proceeding under Chapter 27 of Utah Insurance Code if Respondent were a domestic insurer.
Limitations: License revoked

Reinsurance Company of America, Inc.: E-Case #2898; Order effective September 15, 2011.
Violation: 31A-14-217 – Grounds exist for delinquency proceeding under Chapter 27 of Utah Insurance Code if Respondent were a domestic insurer.
Limitations: License revoked

Centennial Insurance Company: E-Case #2899; Order effective September 15, 2011.
Violation: 31A-14-217 – Grounds exist for delinquency proceeding under Chapter 27 of Utah Insurance Code if Respondent were a domestic insurer.
Limitations: License revoked

Midstates Reinsurance Corporation: E-Case #2783; Order effective May 10, 2011.
Violation: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Revocation of COA

US International Reinsurance Company: E-Case #2784; Order effective May 10, 2011.
Violation: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Revocation of COA

The Home Insurance Company: E-Case #2785; Order effective May 10, 2011.
Violation: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Revocation of COA

Lincoln General Insurance Company: E-Case #2824; Order effective May 10, 2011.
Violation: 31A-14-217 - Whenever there are grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Revocation of COA

Probation

(None)

Suspension

Republic Mortgage Insurance Company: E-Case #3093; Order effective January 24, 2012.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Certificate of Authority Suspended

Financial Guaranty Insurance Company: E-Case #3003; Order effective January 26, 2012.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Certificate of Authority Suspended

Transport Insurance Company: E-Case #3001; Order effective January 26, 2012.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Certificate of Authority Suspended

Century Indemnity Company: E-Case #3002; Order effective January 26, 2012.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Certificate of Authority Suspended

Seaton Insurance Company: E-Case #3004; Order effective January 26, 2012.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Certificate of Authority Suspended

AF&L Insurance Company: E-Case #3005; Order effective January 26, 2012.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Certificate of Authority Suspended

Great Republic Life Insurance Company: E-Case #2903; Order effective October 21, 2011.
Violations: 31A-14-217 - Whenever there would be grounds for delinquency proceedings under Chapter 27a, if a foreign insurer were a domestic insurer, the commissioner may revoke the insurer's license.
Limitations: Certificate of Authority Suspended

Greencrest Insurance Company: E-Case #2864; Order effective August 17, 2011.
Violations: 31A-2-202(4) - Failed to submit a timely response to an inquiry from the Commissioner; 31A-37-505(1)(c)(i) - Failed to submit an annual statement of financial condition; R590-238-6; Failed to file audited financial report for the year 2009.
Limitations: 24 months Suspension

Tiger Insurance Company: E-Case #2863; Order effective August 17, 2011
Violations: 31A-2-202(4) - Failed to submit a timely response to an inquiry from the Commissioner; 31A-37-505(1)(c)(i) - Failed to submit an annual statement of financial condition; R590-238-6; Failed to file audited financial report for the year 2009.
Limitations: 24 months Suspension

Forfeitures

Metlife Insurance Company of Connecticut: E-Case 3052; Order effective November 17, 2011.
Violation: 31A-2-308 - Failed to file Long Term Care Insurance Report on or before June 30, 2011.
Administrative Forfeiture: $3000

American General Life Insurance Company of Delaware: E-Case #2995; Order effective January 9, 2011.
R590-148-25 – Failed to electronically file a Long Term Care Insurance Report on or before June 30, 2011.
Forfeiture: $1,500

Northwestern Long Term Care Ins. Company: E-Case #2997; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $1500

Country Life Insurance Company: E-Case #2996; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $3000

American General Life Ins. Company of Delaware: E-Case #2995; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $3000

Ability Insurance Company: E-Case #2994; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $3000

Connecticut General Life Insurance Company: E-Case #2993; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $1500

National States Insurance Company: E-Case #2992; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $1500

Senior Health Insurance Company: E-Case #2990; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $6000

Kanawha Insurance Company: E-Case #2988; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $6000

State Farm Mutual Automobile Insurance Co.: E-Case #2987; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $3000

Continental Life Ins. Co. of Brentwood, Tennessee: E-Case #2986; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $3000

Genworth Life Insurance Company: E-Case #2985; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $3000

American Family Mutual Insurance Company: E-Case #2984; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 20112984
Forfeiture: $3000

Monumental Life Insurance Company: E-Case #2983; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $1500

Stonebridge Life Insurance Company: E-Case #2982; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $1500

Thrivent Financial for Lutherns: E-Case #2981; Order effective September, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $1500

Transamerica Life Insurance Company: E-Case #2980; Order effective September 13, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $1500

Sentry Insurance A Mutual Company: E-Case #3008; Order effective September 20, 2011.
Violation: R-590-148-25 - Failed to electronically file their Long Term Care Insurance Reports on or before June 30, 2011
Forfeiture: $6000

Life Insurance Company of The Southwest: E-Case #3027 Order effective October 18, 2011.
Violation: 31A-29-117 - Failure to timely file its small employer index premium rate and average percentage change in the index premium rates by February 1, 2011.
Forfeiture: $1500

Madison National Life Insurance Company, Inc: E-Case #3019 Order effective October 18, 2011.
Violation: 31A-29-117 - Failure to timely file its small employer index premium rate and average percentage change in the index premium rates by February 1, 2011.
Forfeiture: $4500

Selecthealth Inc.: E-Case #2765 & 2835; Order effective September 13, 2011.
Violations: 31A-30-205 - Failing to provide its 5 most common plans on the Utah Health Exchange; 31A-2-202 – Submitting inaccurate information to the Commissioner; R590-167-11(2) - Inadvertently publishing and selling a health care plan for which respondent had not filed a rating manual.
License Limitation: None
Forfeiture: $14,500

Trustmark Life Insurance Company: E-Case 2930; Order effective August 16, 2011.
Violations: R590-220-10 Failed to submit revised rate manual 30 days prior to use. 31A-30-106.1(6) Used prohibited case characteristics when rating small group employers. 31A-2-202(6) Filed an inaccurate document with the Department.
License Limitation: None
Forfeiture: $25,000

American Medical And Life Insurance Company: E-Case #2563; Order effective July 20, 2011.
Violations: 31A-23a-402(1)(a)(i) and 31A-2-202(6) – Respondent filed a policy certifying that it complied with Utah Law when it did not; R590-220-9 – Respondent failed to file a group questionnaire for the Association, AIM; Respondent enrolled Utah residents as insureds under the policy after an Order to Prohibit Use thus violating an Order of the Commissioner; 31A-23a-103(1)(c) – Respondent used the services of an unlicensed managing general agent in the marketing and servicing of the policy; 31A-22-723 – Respondent failed to offer a conversion policy to Utah residents when the policy terminated.
License Limitation: None
Forfeiture: $50,000

Equitable Life & Casualty Ins. Co.: E-Case #2869; Order effective June 14, 2011.
Violation: R590-191-4 - Respondent failed to address the minimum standards for prompt, fair, and equitable claim handling processes and communications.
Forfeiture: $1,500

American Medical and Life Insurance Company: E-Case; #2870, 2871 & 2872; Order effective May 4, 2011.
Violation: 31A-2-202(4) - Failed to submit a timely response to an inquiry from the Commissioner.
Administrative Forfeiture: $ 2,250

Aetna Life Insurance Company: E-Case #2906; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

American National Life Insurance Company of Texas: E-Case #2907; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $1500

Axa Equitable Life Insurance: E-Case #2908; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

Central United Life Insurance Company: E-Case #2909; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

Continental General Insurance Company: E-Case #2910; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

Madison National Insurance Company: E-Case #2911; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

Mid-West National Life Insurance Company of Tennessee: E-Case #2912; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

National Health Insurance Company: E-Case #2913; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

Pyramid Life Insurance Company: E-Case #2914; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

Standard Life & Accident Insurance Company: E-Case #2915; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $1500

Standard Security Life Insurance Company of New York: E-Case #2916; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

World Insurance Company: E-Case #2917; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $3000

American National Insurance Company: E-Case #2918; Order effective June 15, 2011.
Violation: 31A-29-117 - Failure to file its Actuarial Certification Report via SERFF on or before April 1, 2011.
Forfeiture: $1500

SelectHealth Inc.: E-Case #2882; Order effective May 17, 2011.
Violation; 31A-29-117: Failure to file its small employer index premium rate and average percentage change in the index premium rates by February 1, 2011.
Forfeiture: $1500

Regence Blue Cross Bluesheild of Utah; E-Case #2788 Order effective June 24, 2011.
Violation: 31A-21a-201-(1)(a) - In marketing a health plan in the State of Utah that was not filed with the Department.
Forfeiture: $ 5000

Universal Fire & Casualty Insurance Company: E-Case # 2792; Order Effective May 10, 2011.
Violations: 31A-23a-115(1)(a), 31A-23a-405(2) - Established an Agency appointment and accepted bail bond business with no contract in place.
Forfeiture: $20,000

Allianz Life Insurance Company of North America: E-Case #2798; Order effective: May 17, 2011.
Violations: 31A-21-201(1) - In using, selling or offering for sale a form that had not been filed with the commissioner. 31A-22-409 - In marketing and delivering insurance contracts that did not comply with the provisions of the Utah Standard Nonforfeiture Law for Individual Deferred Annuities.
Forfeiture: $29,500

North American Company for Life & Health Insurance: E-Case #2750; Order effective: March 17, 2011
Violation: 31A-21-201(1) - In using, selling or offering for sale a form that had not been filed with the commissioner; 31A-22-409 - In marketing and delivering insurance contracts that did not comply with the provisions of the Utah Standard Nonforfeiture Law for Individual Deferred Annuities.
Forfeiture: $30,000.00
License Limitation: None

Midland National Life Insurance Company: E-Case #2749; Order effective: March 17, 2011.
Violation: 31A-21-201(1) - In using, selling or offering for sale a form that had not been filed with the commissioner; 31A-22-409 - In marketing and delivering insurance contracts that did not comply with the provisions of the Utah Standard Nonforfeiture Law for Individual Deferred Annuities.
Forfeiture: $20,000.00
License Limitation: None

Individual & Agency Licensees

Cease and Desist Order

Personal Family Physicians; E-Case 2782; Order February 22, 2011.
Unlicensed, violations: 31A-4-106, 31A-1-104, 31A-4-102(1), 31A-23a-402(1)(a)(i). Respondents are in violation of Utah Insurance laws by contracting with patients to provide health care services in exchange for a prepaid fee, by advertising and soliciting prepaid health services, and for stating that the contract for prepaid health care was not insurance.
License Limitation: Cease and Desist

Dr. Michael Jennings; E-Case 2782; Order February 22, 2011.
Unlicensed, violations: 31A-4-106, 31A-1-104, 31A-4-102(1), 31A-23a-402(1)(a)(i). Respondents are in violation of Utah Insurance laws by contracting with patients to provide health care services in exchange for a prepaid fee, by advertising and soliciting prepaid health services, and for stating that the contract for prepaid health care was not insurance.
License Limitation: Cease and Desist

Revocation

Real Bail Bonds, Pablo A. Alcalde: E-Case #: 2808; Order Effective January 13, 2012
Violations:31A-23a-103(1)(a)(c) and 31A-35-401, issuing bail bonds during time licensed was lapsed.
31A-23a-205(2), 31A-23a-408, and 31A-35-404(3), use of forms and Power of Attorney without a contract.
31A-23a-402(1)(a)(i), providing false and misleading information.
31A-31-103(1)(a)(d), committed acts of insurance fraud.
31A-23a-409 and 31A-35-603, failed to establish and maintain a trust account, commingled collateral trust funds with personal funds, converted trust monies for personal use and failed to properly secure collateral monies in the bail bond producer’s fiduciary capacity.
R590-186-7(2)(6)(7)(8)(19)(21)(23). Unprofessional Conduct
Limitations: License Revoked (All Lines of Authority)

Michael T. Moss: E-Case #2582; Order effective August 9, 2011.
Violation: 31A-23a-111(5)(b)(ii)(C) & 31A-2-308 - Respondent failed to obey the Order previously issued by the commissioner.
License Limitation: License revoked.

Michelle Eileen Losee: E-Case 2847; Order effective December 28, 2011.
Violations: 31A-2-202(4) - Failed to properly respond to an inquiry from the commissioner.
License Limitations: License revoked

Stephanie L. Moreno: E-Case 2931; Order effective December 28, 2011.
Violations: 31A-2-202(4) - Failed to properly respond to an inquiry from the commissioner.
License Limitations: License revoked

Jerad Matthew Martin: E-Case 2929; Order effective December 28, 2011.
Violations: 31A-2-202(4) - Failed to properly respond to an inquiry from the commissioner.
License Limitations: License revoked

Nickolas S Ferriss: E-Case 2827; Order effective December 28, 2011.
Violations: 31A-2-202(4) - Failed to properly respond to an inquiry from the commissioner.
License Limitations: License revoked

Steve Rogers: E-Case 2825; Order effective December 28, 2011.
Violations: 31A-2-202(4) - Failed to properly respond to an inquiry from the commissioner.
License Limitations: License revoked

Timothy Vest; E-Case #2780: Order effective November 17, 2011.
Violations: 31A-23a-111(5)(b)(i) – unqualified to hold a license; 111(5)(b)(ii)(A) - Violated an insurance statute; 111(5)(b)(ix) – Provided information in a license application that is incorrect, misleading, incomplete, or materially untrue; 111(5)(b)(xi) - obtained a license through misrepresentation or fraud; 111(5)(b)(xii) Improperly withheld, misappropriated, or converted money received in the course of doing insurance business; 111(5)(b)(xv) - admitted to or was found to have committed an insurance unfair trade practice or fraud; 111(5)(b)(xvi) - Used fraudulent or dishonest practices in the course of business, or demonstrated incompetence, untrustworthiness, or financial irresponsibility; and 111(5)(b)(xxiv) - Engaged in a method or practice in the conduct of business that endangered the legitimate interests of customers and the public.
License Limitations: Consultant License revoked effective December 1, 2011 and Resident Individual License denied effective December 1, 2011

Christopher Schulthies: E-Case #2905; Order effective October 20, 2011.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitations: Revoked

Kayla Shuler: E-Case 2897; Order effective October 21, 2011.
Violation: 31A-2-202(4) - Failed to submit a timely response to an inquiry from the commissioner.
Limitations: License revoked

David F. Wickes: E-Case #2780; Order effective September 22, 2011.
Violations: 31A-23a-111(5)(b)(i) – unqualified to hold a license; 31A-23a-111(5)(b)(ii)(A) – has violated an insurance statute; 31A-23a -111(5)(b)(ix) – provides information in a license application that is incorrect, misleading, incomplete, or materially untrue; 31A-23a-11(5)(b)(xi) – obtains a license through misrepresentation or fraud; 31A-23a-111(5)(b)(xii) – improperly withholds, misappropriates, or converts money received in the course of doing insurance business; 31A-23a-111(5)(b)(xv) – admits to or is found to have committed an insurance unfair trade practice or fraud; 31A-23a-111(5)(b)(xvi) – in the conduct of business uses fraudulent or dishonest practices, or demonstrates incompetence, untrustworthiness, or financial irresponsibility; and 31A-23a-111(5)(b)(xxiv) – engages in a method or practice in the conduct of business that endangers the legitimate interests of customers and the public.
License Limitation: License Revoked

Troy Andrew Tripp: E-Case #2845; Order effective 07/27/2011.
Violation: 63G-4-209 Failed to appear at a scheduled hearing regarding failure to respond to other requests by the Department.
License Limitation: Revocation

Eagle Ins Agency Holdings LLC: E-Case 2817; Order effective August 30, 2011.
Violation: 31A-2-202(4) Failed to submit a timely response to an inquiry from the Commissioner. Limitations: License revoked

Steven A. Pfeiffer: E-Case #2818; Order effective August 30, 2011.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitations: Revoked

Jason C. House: E-Case #2442; Order effective April 12, 2011.
Violation: 63G-4-209: Respondent failed to comply with an order of the Commissioner to pay forfeiture and obtain a "mentor" approved by the department in a timely manner.
License Limitation: Revoked

Johnna Kay Thornley: E-Case 2862; Order effectiveJuly 27,2011.
Violation: 31A-2-202(4): Failed to respond to an inquiry from the commissioner.
License: Revoked.

Adam D. Appell: E-Case 2791; Order effective July 27, 2011.
Violation: 31A-2-202(4): Failure to respond to an inquiry from the commissioner.
License: Revoked.

Juan Carlos Martinez: E-Case #2711 Order effective February 10, 2011.
Violation: 31A-2-308 - Respondent failed to obey the order of the commissioner. Forfeiture: None
License Limitations: Revocation

JEFFREY K JOHANNESSEN: E-Case #2873; Order effective June 29, 2011.
Violations: 31A-23a-105(2) - Requires a licensed individual producer to report criminal prosecution; 31A-23a-107(2) - Respondent's actions show he does not meet character requirements to hold an insurance producer’s license; 31A-23a-111(5)(b)(i) - Unqualified for license; 31A-23a-111(5)(b)(xiv) - Convicted of a felony.
License Limitation: Revocation

Jorge Luis Pitta: E-Case 2766; Order effective March 15, 2011.
Violation: 31A-23a-111, misappropriated and converted money received in the course of doing insurance business. Forged another's name to a document related to an insurance transaction.
License Limitation: Revocation

Casey L. Hoffert: E-Case #2725; Order effective: March 17, 2011.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitations: Revocation

Benjamin Tierrablanca: E-Case #2724 - Order effective: March 17, 2011.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitations: Revocation

Lisa Giacomino: E-Case 2762: Order effective March 22, 2011.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: Revocation

Suspension

(None)

Probation

Dentist Direct LLC: E-Case #3034; Order effective January 4, 2012.
Violation: §31A-26-301.6(3)(a) - Failed to pay or deny claims within 30 days of receipt. §31A-23a-103 - Utilized 3 un-licensed Customer Service Representatives.
Forfeiture: $14,000
Probation: 12 months

GENWEALTH ADVISORY GROUP: E-Case #2965; Order effective: October 25, 2011.

Violation: 31A-23a-302(6) and (7) - A person designated on an agency license is presumed to be acting on behalf of the agency in the conduct of business.

Forfeiture: $5,000 - jointly and severally with E-Case #2964

License Limitations: 24 Months Probation

Manuel Rene Negron: E-Case #2964; Order Effective October 25, 2011.
Violation : 31A-23a-402(1)(a)(i) and 31A-31-103(1)(a) - Knowingly presented to an insurer a written statement or representation knowing that it contained false or misleading information. Under 31A-2-308, any person who violates any statute or rule shall forfeit to the State two times the amount of any profit gained for the violation.
Forfeiture: $5,000 - jointly and severally with E-case #2965
License Limitations: 24 Months Probation.

Dewey's Bail Bonds, Dominic Sanone and Louis Sanone: E-Case #2922
Order Effective: October 21, 2011
Violation: 31A-23a-409, R590-170(4-5) - Failed to establish and maintain a trust account.
Forfeiture: $5,000
License Limitation:18 month probation

Kory L. Sweatfield: E-Case #2946; Order effective October 13, 2011.
Violation: R590-230-5 (1) and (2) – Recommended the replacement of an annuity to the detriment of the consumer; unsuitable annuity recommendation.
Forfeiture: $1,000
License Limitations: 12 Months Probation

Jason Lee Cook: E-Case 2945; Order effective October 13, 2011.
Violation: R590-230-5 (1) and (2) – Recommended the replacement of an annuity to the detriment of the consumer; unsuitable annuity recommendation.
Forfeiture: $1,000
License Limitations: 12 Months Probation

Stacy Moulton: E-Case #2962; Order effective November 14, 2011.
Violation: 31A-23a-103 - Performing duties of an insurance customer service representative without a license.
Forfeiture: $1,500
License Limitation: 12 months probation

Troy Earl Sawyer: E-Case #3023; Order effective November 14, 2011.
Violations: 31A-23a-402 - Submitted false information relating to an insurance product; 31A-26-303 - knowingly misrepresented material facts in regards to an insurance claim; 31A-31-10 - committed a fraudulent insurance act with the intent to deceive or defraud.
Forfeiture: $2,500
License Limitation: 24 months probation; mandatory completion of 3 additional hours of Ethic CE.

William J. Gerdts: E-Case #2972; Order effective October 25, 2011
Violations: 31A-23a-402 - by submitting changes to insurance policies without the consent of the insured. By submitting false or misleading information to an insurer it calls into question character requirements of a licensee to be competent and trustworthy, as specified in 31A-23a-107.
Forfeiture: $4,000
License Limitation: 24 months probation & 3 additional CE hours of Ethic.

Scott L Powell: E-Case #2841; Order effective July 13, 2011.
Violations: 31A-23a-103. Requirements of license - Respondent failed to renew individual license and conducted title and escrow services during the time license lapsed.
Forfeiture: $2,500
License Limitation: 12 Months Probation

Jarimy B. Yingling: E-Case #2971; Order effective October 21, 2011.
Violations:UCA 31A-23a-402 - by submitting changes to insurance policies without the consent of the insureds. By submitting false or misleading information to an insurer, calls into question his qualification to hold an insurance license under 31A-23a-107 requiring a licensee to be competent and trustworthy.
Forfeiture: $4,000
License Limitation:24 months probation & 3 additional CE hours of Ethic.

Billy A. Gerdts: E-Case #2973; Order effective October 21, 2011.
Violations: 31A-23a-402 - Submitted changes to insurance policies without the consent of the insureds. By submitting false or misleading information to an insurer, calls into question his qualification to hold an insurance license under 31A-23a-107 - requiring a licensee to be competent and trustworthy.
Forfeiture: $4,000
License Limitation: 24 months probation & mandatory completion of 3 additional hours of Ethic CE.

Tory J. Wilcox: E-Case #2966; Order effective September 29, 2011.
Violation: 31A-23a-402 - Provided false signatures on applications for insurance.
Forfeiture: $4,672.30
License Limitation: 24 months probation

Steve's Bail Bonds & Clyde Stevens:E-Case # 2952; Order Effective: September29, 2011.
Violation: 31A-35-602(2), 31A-35-604(3) - Failed to maintain records at the principal place of business. 31A-35-607(2)(b), R590-196-4(i) & R590-196-6 - Failed to update forms.
Forfeiture: $1,500
License Limitation:6 months probation

Beehive Bail Bonds: E-Case #: 2951; Order Effective September 20, 2011
Violation: - 31A-23a-409, 31A-35-603(2)(a), R590-170(4-5) - Failed to maintain the trust account, - 31A-35-602, 31A-35-604 - Failed to maintain records at the place of business.
Forfeiture: $5,000
License Limitation: 18 months probation

America Latina Insurance Services: E-Case #2950; Order effective September 22, 2011.
Violations: 31A-23a-409 by comminglingtrust monies with the licensee's own monies and 31a-23a-501 by failing to uniformly apply fee charges, by charging fees for services for which respondent received a commission and by failing to obtain customers signatures on a written disclosure.
Forfeiture: $6,270
License Limitation: 24 months Probation

Bridgett Ellis Teraci: E-Case #2833; Order effective June 13, 2011.

Violations: 31A-23a-103 Respondent failed to renew individual license and conducted title and escrow services during the time license lapsed.

Forfeiture: $1,500

License Limitation: 12 Months Probation

AA Rocky Mountain Bonds: E-Case #: 2960; Order Effective: August 30, 2011

Violation: 31A-23a-409, R590-170(4-5) Failed to maintain a trust account.
Forfeiture: $2,000
License Limitation: 12 months probation

Aseguranza Para Autos (License #376443) E-Case #2925; Order effective August 9, 2011

Violations: 31A-23a-103 Failed to have a proper agency license and used unlicensed individuals acting as producers; 31A-23a-301 Failed to designate individuals to act in behalf of the agency; 31A-23-402.5 Provided commission rebates for referrals.

Forfeiture: $11,500
License Limitation: 12 months probation

Claudia Arriaga;E-Case #2926; Order effective August 9, 2011

Violation: 31A-23a-103 Acting in the capacity of an insurance producer without a license.

Forfeiture: $1,500

License Limitation: 12 months probation

Home Abstract Title Co, Inc, The: E-Case #2778; Order effective March 22, 2011.
Violations: 31A-23a-103 - Requirements of license and 31A-23a-408 - Representations of agency. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active company/underwriter appointment.
Forfeiture: $1,500
License Limitation: 12 Months Probation

Daniel Lee Finlay: E-Case 2779; Order effective July 26, 2011.
Violations: 31A-23a-103(1)(c) - Respondent marketed insurance using an unlicensed agency.
31A-8a-201 - Marketed a health discount program without being licensed.
31A-23a-402(1)(a) and 31A-2-202(6) - Incorrectly change the name on his individual license to the name of an entity.
License Limitations: 24 months Probation; Surrender agency license; Required to be employed and supervised by another insurance producer for the duration of the probationary period.

Sydnee Foulger: E-Case: E-Case 2889; Order effective July 20, 2011
Violation: UCA 31A-23a-103 - By acting in the capacity of an insurance customer service representative without being licensed by the Department.
Forfeiture: $1,500
License Limitation: 12 months probation

Granite Bail Bonds & Ryan Cooper: E-Case 2861; Order effective July 14, 2011.
Violation: 31A-23a-409, R590-170(4) & (5) – Failed to establish and maintain a trust account.
Forfeiture: $5000
License Limitation: 18 months probation

Heiner's Insurance Center: E-Case #2888; Order effective July 13, 2011
Violations: 31A-23a-103. Utilized unlicensed individuals as customer service representatives and charged fee for services for which it earned a commission.
Forfeiture: $9,500
License Limitation: 12 months probation

Heather Taylor: E-Case #2890; Order effective July 13, 2011.
Violations: 31A-23a-103, acted in the capacity of an insurance customer service representative without being licensed by the Department.
Forfeiture: $1,500
License Limitation: 12 months probation

Lyudmila Gleason: E-Case 2893; Order effective June 29, 2011.
Violation: 31A-23a-402(1)(a)(I), Falsified information on an insurance applications about previous insurance coverage and insurers; and improperly reissued policies to customer's whose insurance scores improved allowing them to receive a discount.
Forfeiture: $4703.59
License Limitation: 24 months probation and 3 additional hours of Ethics CE

Main Street Insurance Agency: E-Case #2829; Order effective May 26, 2011.
Violation: 31A-23a-409(1)(b)(i)(A) - Commingling trust monies with the licensee's own monies.
Forfeiture: $3,000
License Limitation: 12 months probation

Payless Bail Bonds & Craig Crawford: E-Case #: 2800; Order Effective May 2, 2011
Violation: 31A-23a-409, R590-170(4-5) - Failed to establish and maintain a trust account.
Forfeiture: $5,000
License Limitation: 24 month probation

B & B Bail Bonds, Brent Taylor: E-Case # 2837; Order Effective May 24, 2011
Violation: 31A-23a-409, R590-170(4-5) - Failed to establish and maintain a trust account.
Forfeiture: $5,000
License Limitation: 24 month probation

National Title Agency: E-Case #2769; Order effective April 11, 2011.
Violations: 31A-23a-103 - Requirements of license; 31A-23a-302 - Agency designations; 31A-23a-408 - Representations of agency - Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.
Forfeiture: $5,000
License Limitation: 12 Months Probation

Rochelle Roberts: E-Case 2796; Order effective May 17, 2011.
Violation: 31A-23a-402, engaged in a deceptive act or practice in the business of insurance.
Forfeiture: $250
License Limitation: 24 months probation

James Tyler Holden: E-Case #2786; Order effective April 27, 2011.
Violations: 31A-23a-103 - Requirements of license; 31A-2-302 - Reports and replies; Respondent failed to renew producer license and conducted title and escrow services during the time license lapsed. Provided false or misleading information to department.
Forfeiture: $3,000
License Limitation: 12 Months Probation

AAA Bail Bonds: Wayne Carlos: E-Case #: 2799; Order Effective: May 12, 2011
Violation: 31A-23a-409, R590-170(4-5) - Failed to establish and maintain a trust account.
Forfeiture: $5,000
License Limitation: 24 month probation

Cindy Lee Perry:E-Case #2772; Dated March 8, 2011
Violation: R590-154-11:Respondent violated the provision of Utah Insurance Rule by offering to the public inducements to quoteinsurance products,which isin excess of the maximum allowable acquisitioncostallowed.
Forfeiture: $2000
License Limitation: 12 months probation

PerryInsurance Agency, Inc.: E-Case #2772; Dated March 8, 2011
Violation: R590-154-11:Respondent violated the provision of Utah Insurance Rule by offering to the publicinducements to quoteinsurance products, which isin excess of the maximum allowable acquisitioncostallowed.
Forfeiture: $2000
License Limitation: 12 months probation

James W. Riche; E-Case #2741; Dated February 24, 2011
Violation: UCA 31A-23a-103(1)(c): - Respondent knowingly allowed a person to represent A Active Insurance Agency who was not designated to the agency. UCA 31A-23a-402(1)(a)(i), by submitting insurance application signed by a person who did not meet with the insured's and was unaware of the information contained in the applications. UCA 31A-23a-409, by not depositing insurance premiums into the trust by the close of the next business day. UAC R590-170-7, by failing to maintain records that would facilitate an audit of a trust.
Forfeiture: $1500S
License Limitation: 24 months probation

A Active Insurance Agency, Inc.; E-Case #2741; Dated February 24, 2011
Violation: UCA 31A-23a-103(1)(c): - Respondent knowingly allowed a person to represent A Active Insurance Agency who was not designated to the agency. UCA 31A-23a-402(1)(a)(i), by submitting insurance application signed by a person who did not meet with the insured's and was unaware of the information contained in the applications. UCA 31A-23a-409, by not depositing insurance premiums into the trust by the close of the next business day. UAC R590-170-7, by failing to maintain records that would facilitate an audit of a trust.
Forfeiture: $1500
License Limitation: 24 months probation

Sam M. Jacobson: E-Case #2801; Order effective April 26, 2011.
Violations: 31A-23a-402(1)(a)(I) - Creating false proof of prior insurance on insurance applications;
31A-23a-107(2) - by creating false proof of prior insurance there is question to his qualifications to hold a license.
Forfeiture: $8,884.50
License Limitation: 24 months probation and 3 additional hours of Ethics CE

Gregory V. Hagen: E-Case #2746; Order effective April 26, 2011.
Violation: 31A-23a-111(5)(b)(iv); Failed to pay final judgment rendered against him in this state within 60 days of the judgment becoming final.
License Limitation: License on Probation 24 months

Kandie Lee Robinson: E-Case #2745; Order effective date March 24, 2011.
Violation: 31A-23a-111(5)(b)(iv) - Failed to pay final judgment rendered against her in this state within 60 days of the judgment becoming final.
License Limitation: 24 months probation

Joshua D. Cranney: E-Case #2759; Dated February 22, 2011
Violation: R590-170-4(3): Respondent violated the provision of Utah Insurance Rule by failing to designate a trust account that was separate and distinct from operating and personal accounts; R590-170-5(3): Respondent violated the provision of Utah Insurance Rule by making payments for personal or business expenses from a trust account.
Forfeiture: Jointly assessed $3500
License Limitation: 12 months probation

Tresa D. Cranney: E-Case #2760; Dated February 22, 2011
Violation: R590-170-4(3): Respondent violated the provision of Utah Insurance Rule by failing to designate a trust account that was separate and distinct from operating and personal accounts; R590-170-5(3): Respondent violated the provision of Utah Insurance Rule by making payments for personal or business expenses from a trust account.
Forfeiture: Jointly assessed $3500
License Limitation: 12 months probation

Joshua D. Cranney Insurance Agency, Inc: E-Case #2761; Dated February 22, 2011.
Violation: R590-170-4(3), Respondent violated the provision of Utah Insurance Rule by failing to designate a trust account that was separate and distinct from operating and personal accounts; R590-170-5(3), Respondent violated the provision of Utah Insurance Rule by making payments for personal or business expenses from a trust account.
Forfeiture: Jointly assessed $3500
License Limitation: 12 months probation

Summit Escrow and Title Insurance Agency, LLC: E-Case #2598; Order effective April 11, 2011.
Violation: 31A-23a-406(1)- Conducting an escrow closing without issuing a policy of title insurance.
Forfeiture: $1,000
License Limitation: Probation 6 months

Hy and Mike's Bail Bonding: E-Case #: 2767: Order Effective: 03/22/2011.
Violation: 31A-35-402(2) - Agents executed bail bonds without holding a current appointment from a bail bond surety or current designation from a bail bond company.
31A-23a-409(1)(b)(i)(A)(B), R590-170-5(2), R590-170-7(4)(6) - Failed to maintain the integrity of trust account, commingling personal and business monies with trust monies.
Forfeiture: $56,000 with $23,000 stayed
License Limitation: 24 months probation

Price Bail Bonding, Inc.: E-Case #: 2771; Order Effective: 03/15/2011.
Violation: 31A-35-404, R590-186-5 - Failed to submit financial statements by July 15th.
Forfeiture: $2,000
License Limitation: 24 months probation

Ryan D Gorham; E-Case #2776; Dated March 11, 2011.
Violations: 31A-23a-409(1)(b)(A) & R590-170-5(2)- Respondent commingled trust funds with his own monies.
Forfeiture: $590
License Limitation: 24 months probation

Corrie L. Bingham Insurance Agency Inc.; E-Case #2773; Dated March 15, 2011.
Violations: 31A-23a-103(1)(c) & UCA-23a-302 - Respondent violated the requirements by allowing an individual to conduct insurance business on the agency's behalf without being licensed and designated.
Forfeiture: $3,500
License Limitation: 12 months probation.

Corrie L. Bingham; E-Case #2774; Dated March 15, 2011
Violations: UCA 31A-23a-103(1)(c) & UCA-23a-302 - Respondent violated the requirements by allowing an individual to conduct insurance business on the agency's behalf without being licensed and designated.
Forfeiture: $3,500
License Limitation: 12 months probation, three hours additional ethics, CE

Christina V. Forrester; E-Case #2775; Dated March 15, 2011
Violations: 31A-23a-103(1) - Respondent violated the requirements by performing services for the Corrie L. Bingham Insurance Agency, Inc. which required an insurance license.
Forfeiture: $750
License Limitation: 12 months probation, three hours of ethics continuing education in addition to the continuing education required for license renewal.

1st Out Bail Bonds & Gordon Wright; E-Case #2763; Order effective February 22, 2011.
Violation: 31A-23a-409, R590-170(4-5) Failed to establish and maintain a trust account.
Administrative Forfeiture: $5,000
License Limitation: 24 month probation

Forfeitures

David B Millard; E-Case #3066; Order effective January 24, 2012

Violations: 31A-23a-110, 31A-23a-301, 31A-23a-302, Rule R590-154-503 & R590-154-7: Failed to obtain an agency license and failed to designate a licensed producer to the agency.

Forfeiture: $3,000

David Millard Insurance Agency; E-Case #3066; Order effective January 24, 2012
Violations: 31A-23a-110, 31A-23a-301, 31A-23a-302, Rule R590-154-503 & R590-154-7; Failed to obtain an agency license and failed to designate a licensed producer to the agency.
Forfeiture: $3,000

Gallagher Benefit Services Inc.: E-Case 3062; Order effective January 24, 2012.
Violations: 31A-23a-103(1)(a) - Advertised services as a consultant agency without a valid license.
Forfeiture: $1,500

Awesome Bail Bonds: E-Case # 3068; Order Effective: January 24, 2012.
Violation: R590-196-4(i) & R590-196-6 - Failed to update forms.
Forfeiture: $250

Meridian Title Company: E-Case #2692; Order effective January 3, 2011.
Violation: 31A-23a-406 (2009) - Funds held in escrow may not be used until all conditions are met.
Administrative Forfeiture: $1,500

2nd Chance Bail Bonds/Tony Choate: E-Case # 3038; Order Effective: December 28, 2011.
Violation: R590-196-4(i) & R590-196-6 - Failed to update forms.
Forfeiture: $250

Dewey's Bail Bonds, Dominic Sanone and Louis Sanone: E-Case #2922
Order Effective: October 21, 2011
Violation: 31A-23a-409, R590-170(4-5) - Failed to establish and maintain a trust account.
License Limitation:18 month probation
Forfeiture: $5,000

Kory L. Sweatfield: E-Case #2946; Order effective October 13, 2011.
Violation: R590-230-5 (1) and (2) - Recommended the replacement of an annuity to the detriment of the consumer; unsuitable annuity recommendation.
License Limitations: 12 Months Probation
Forfeiture: $1,000

Jason Lee Cook: E-Case 2945; Order effective October 13, 2011.
Violation: R590-230-5 (1) and (2) - Recommended the replacement of an annuity to the detriment of the consumer; unsuitable annuity recommendation.
License Limitations: 12 Months Probation
Forfeiture: $1,000

Martin Ferguson: E-Case #2979; Order effective October 28, 2011.
Violation: 31A-23a-402(8)(a) - Respondent engaged in an unfair method of competition when placing an advertisement in a magazine that did not disclose the insurer, and used a nickname that was not filed with the department.
License Limitation: 12 months probation
Forfeiture: $1,000

Stacy Moulton: E-Case #2962; Order effective November 14, 2011.
Violation: 31A-23a-103 - Performing duties of an insurance customer service representative without a license.
License Limitation: 12 months probation
Forfeiture: $1,500

David A Rich; E-Case #3022; Stipulation and Order effective 11/14/2011.
Violation: 31A-23a-103 - Utilized the services of another as a producer while maintaining an agency.
Forfeiture: $3000

Troy Earl Sawyer: E-Case #3023; Order effective November 14, 2011.
Violations: 31A-23a-402 - Submitted false information relating to an insurance product; 31A-26-303 - knowingly misrepresented material facts in regards to an insurance claim; 31A-31-10 - committed a fraudulent insurance act with the intent to deceive or defraud.
License Limitation: 24 months probation; mandatory completion of 3 additional hours of Ethic CE.
Forfeiture: $2,500

April Marie Wilson: E-Case 3049; Order Effective November 14, 2011.
Violation: 31a-2-202(4) - Failed to respond to an inquiry from the Commissioner.
Forfeiture: $500

Eric S. Swider; E-Case #2968; Informal Adjudicative Proceeding and Order effective 10/25/2011.

Violation: 31A-23a-105 - Respondent failed to report administrative action to the commissioner.
Forfeiture: $250

Phillip Doyle Hess; E-Case #2970; Informal Adjudicative Proceeding and Order effective 10/25/2011.

Violation: 31A-23a-105 - Respondent failed to report criminal action to the commissioner.

Forfeiture: $750

Joaquina Estela Lewis; E-Case #3016; Informal Adjudicative Proceeding and Order effective 10/21/2011.

Violation: 31A-23a-105 - Respondent failed to report criminal action to the commissioner.

Forfeiture: $500

James Ruffin McKinley: E-Case 3036; Order effective October 25, 2011.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: $500 forfeiture

Sarah Sharp: E-Case 3035; Order effective October 25, 2011.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: $500 forfeiture

First West Benefit Solutions: E-Case 3000; Order effective October 21, 2011.
Violations: 31A-23a-103(1)(a) - Respondent advertised services as a consultant agency without a valid license.
License limitations: $3,000 forfeiture

Tyson Dean: E-Case #3021; Order effective October 21, 2011.
Violations: 31A-23a-105(2) and 31A-2-202(6) - Respondent failed to disclose criminal history on license application.
Forfeiture: $500

Scott L Powell: E-Case #2841; Order effective July 13, 2011.
Violations: 31A-23a-103 - Requirements of license - Respondent failed to renew individual license and conducted title and escrow services while license lapsed.
License Limitation: 12 Months Probation
Forfeiture: $2,500

Jarimy B. Yingling: E-Case #2971; Order effective October 21, 2011.
Violations:UCA 31A-23a-402 - Submitted changes to insurance policies without insured's consent. By submitting false or misleading information to an insurer, calls into question his qualification to hold an insurance license under 31A-23a-107 which requires a licensee to be competent and trustworthy.
License Limitation: 24 months probation & mandatory completion of 3 additional hours of Ethic CE.
Forfeiture: $4,000

Billy A. Gerdts: E-Case #2973; Order effective October 21, 2011.
Violations: 31A-23a-402 - Submitted changes to insurance policies without the consent of the insureds. By submitting false or misleading information to an insurer, calls into question his qualification to hold an insurance license under 31A-23a-107 - requiring a licensee to be competent and trustworthy.
License Limitation: 24 months probation & mandatory completion of 3 additional hours of Ethic CE.
Forfeiture: $4,000

American Equity Investment Life Insurance Company: E-Case #2949; Order effective: September 29, 2011
Violation: 31A-22-409 In marketing and delivering insurance contracts that did not comply with the provisions of the Utah Standard Nonforfeiture Law for Individual Deferred Annuities.
Forfeiture: $5,000

Ability Insurance Company: E-Case #2994; Order effective September 13, 2011.
Violation: R590-148-25 Failed to electronically file Long Term Care Insurance Reports on or before June 30, 2011.
Forfeiture: $3,000

Lincoln National life Insurance Company: E-Case #2989; Order effective September 13, 2011.
Violation: R590-148-25 Failed to electronically file Long Term Care Insurance Reports on or before June 30, 2011.
Forfeiture: $6,000

Genworth Life and Annuity Insurance Company: E-Case #3006; Order effective September 13, 2011.
Violation: R590-148-25 Failed to electronically file Long Term Care Insurance Reports on or before June 30, 2011.
Forfeiture: $6,000

Continental Casualty Insurance Company: E-Case #3011; Order effective September 30, 2011.
Violation: R590-148-25 Failed to electronically file Long Term Care Insurance Reports on or before June 30, 2011.
Forfeiture: $6,000

Tory J. Wilcox: E-Case #2966; Order effective September 29, 2011.
Violation: 31A-23a-402 Provided false signatures on applications for insurance.
License Limitation: 24 months probation

Forfeiture: $4,672.30

Nolan Taylor: E-case 2958; Order effective September 20, 2011.
Violations: 31A-23a-103(1)(a) - Respondent advertised services as a consultant agency without a valid license.
License limitations: $1,000 forfeiture

Monument Title Insurance, Inc.: E-Case #2834; Order effective June 13, 2011.

Violations: 31A-23a-103 - Requirements of licensure; 31A-23a-302 Respondent allowed an unassociated producer with lapsed license to conduct escrow services on behalf of agency.

Forfeiture: $2,500

AA Rocky Mountain Bonds: E-Case #: 2960; Order Effective: August 30, 2011

Violation: 31A-23a-409, R590-170(4-5) - Failed to maintain a trust account.
License Limitation: 12 months probation
Forfeiture: $2,000

The Hunter Group: E-Case #2927; Order effective 08/23/2011.
Violation: R590-154-11 Offered an inducement to enter into an insurance contract or to receive a quote.
Forfeiture: $500

Dynamic Insurance Agency: E-Case #2876; Order effective 07/20/2011.
Violation: 31A-23a-103 Acting in the capacity of a customer service representative and/or producer without a license.
Forfeiture: $9,000

Celia G. Ortiz; E-Case #2878; Order effective 07/13/2011.
Violation: 31A-23a-103 Acting in the capacity of a customer service representative and/or producer without a license.
Forfeiture: $750

Maria Zulema Gonzalez: E-Case #2877; Order effective 07/13/2011.
Violation: 31A-23a-103 Acting in the capacity of a customer service representative and/or producer without a license.
Forfeiture: $750

Delta Financial Insurance Brokerage Corporation: E-Case #2895; Order effective 07/13/2011.
Violation: 31A-23a-105 Respondent failed to report administrative action to the commissioner.
Forfeiture: $500

Aseguranza Para Autos (License #376443) E-Case #2925; Order effective August 9, 2011

Claudia Arriaga;E-Case #2926; Order effective August 9, 2011

Violation: 31A-23a-103 Acting in the capacity of an insurance producer without a license.

License Limitation: 12 months probation
Forfeiture: $1,500

Kimberly Ann Smallwood: E-Case 2851; Order effective August 9, 2011.
Violation: 31A-2-202(4) Failure to respond to an inquiry from the commissioner.
Forfeiture: $500

Sydnee Foulger: E-Case: E-Case 2889; Order effective July 20, 2011
Violation: UCA 31A-23a-103 By acting in the capacity of an insurance customer service representative without being licensed by the Department.
License Limitation: 12 months probation
Forfeiture: $1,500

Granite Bail Bonds & Ryan Cooper: E-Case 2861; Order effective July 14, 2011.
Violation: 31A-23a-409, R590-170(4) & (5) Failed to establish and maintain a trust account.
License Limitation: 18 months probation
Forfeiture: $5000

Home Abstract Title Co, Inc, The: E-Case #2778; Order effective March 22, 2011.
Violations: 31A-23a-103 - Requirements of license and 31A-23a-408 - Representations of agency. Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed. Conducted title and escrow services without an active company/underwriter appointment.
License Limitation: 12 Months Probation
Forfeiture: $1,500

Ariel Ivan Moreno: E-Case #2928; Order effective July 13, 2011
Violation: 31A-2-202(4) Failed to respond to an inquiry from the Commissioner.
Forfeiture: $500

Heiner's Insurance Center: E-Case #2888; Order effective July 13, 2011
Violations: 31A-23a-103, Utilized unlicensed individuals as customer service representatives and charged fee for services for which it earned a commission.
License Limitation: 12 months probation
Forfeiture: $9,500

Skyler L. Chambers: E-Case #2790; Order effective June 14, 2011.
Violation: 31A-23a-105 - Respondent failed to report criminal charges to the Commissioner.
Forfeiture: $500

Ariel Ivan Moreno:E-Case #2928; Order effective July 13, 2011.
Violation: 31A-2-202(4) - Failed to respond to an inquiry from the Commissioner.
Forfeiture: $500

Aetna Life Insurance Company: E-Case #2886; Order effective June 29, 2011.
Violations: 31A-30-106(1)(e), Respondent used an industry factor exceeding the allowed 15% limitation. 31A-2-202(1) Respondent failed to timely respond to an inquiry from the commissioner.
License Limitation: None
Forfeiture: $13,000

Bret E Harding: E-Case 2768; Order effective June 29, 2011.
Violations: 31A-23a-103 - Respondent marketed insurance using an un-licensed agency.
Forfeiture: $1000

Lyudmila Gleason: E-Case 2893; Order effective June 29, 2011.
Violation: 31A-23a-402(1)(a)(I), Falsified insurance applications by listing non-existent prior insurance coverage with companies not insured with; and improperly reissued policies to customer's whose insurance scores improved allowing them to receive a discount.
License Limitation: 24 months probation and 3 additional hours of Ethics CE.
Forfeiture: $4703.59

B & B Bail Bonds, Brent Taylor: E-Case # 2837; Order Effective May 24, 2011
Violation: 31A-23a-409, R590-170(4-5) - Failed to establish and maintain a trust account.
License Limitation: 24 month probation
Forfeiture: $5,000

National Title Agency: E-Case #2769; Order effective April 11, 2011.
Violations: 31A-23a-103 - Requirements of license; 31A-23a-302 - Agency designations; 31A-23a-408 - Representations of agency - Respondent failed to renew agency license and conducted title and escrow services during the time license lapsed.
License Limitation: 12 Months Probation
Forfeiture: $5,000

American Income Life Insurance Company: E-Case 2802; Order effective May 2, 2011.
Violation: R590-98-5, failed to comply with a policyholder request for policy values within 20 days of receipt of such request.
Forfeiture: $2,000

Kim Keith Payne: E-Case 2810; Order effective April 25, 2011.
Violation: 31A-23a-105, failed to report criminal prosecution to the commissioner within 30 days.
Forfeiture: $500

Mountain View Title & Escrow, Inc. E-Case #2787; Order effective May 9, 2011.
Violations: 31A-23a-103 - Requirements of license; 31A-23a-302 - Agency Designations. Respondent allowed an un-associated producer with lapsed license to conduct escrow services on behalf of agency during the time license lapsed.
Forfeiture: $2,500

TK Insurance & Financial Services: E-Case 2816; Order effective May 17, 2011.
Violations: 31A-23a-301 - Respondent marketed insurance using an unlicensed agency.
31A-23a-408 - Respondent claimed to represent insurer without proper appointment.
Forfeiture: $3000

Perry Insurance Agency, Inc.: E-Case #2772; Dated March 8, 2011
Violation: R590-154-11:Respondent violated the provision of Utah Insurance Rule by offering to the publicinducements to quoteinsurance products, which isin excess of the maximum allowable acquisitioncostallowed.
Forfeiture: $2000
License Limitation: 12 months probation

Nicky Joe Root: E-Case #2828; Order effective April 4, 2011.
Violation: 31A-23a-105 - Failed to report an administrative action taken by another state.
Forfeiture: $500

Johnna Kay Thornley: E-Case 2862; Order effective April 27, 2011.
Violation: 31A-2-202(4) - Respondent failed to respond to an inquiry from the Commissioner.
License Limitation: $500 forfeiture

Stephen Abraham (Abe) Ashton; E-Case #2814; Order effective: April 19, 2011.
Violations: 31A-23a-402(1) Providing false or misleading information relating to an insurance contract to an insured; and providing misleading information on an insurance application to an insurer.
Forfeiture: $15,000
License Limitations: 12 Months Probation beginning March 1, 2011

Nebo Title Insurance Agency, Inc: E-Case #2822; Effective Date: April 25, 2011.
Violation: 31A-23a-413 Failure to file the Annual and Controlled Business reports for calendar year 2009 by the annual due date of April 30; 31A-2-202(4) Failure to respond to an inquiry of the Commissioner; 31A-23a-415 Failure to pay an assessment when due.
Forfeiture: $2,500

Union Title Insurance Agency, LLC: E-Case #2839; Effective Date: April 25, 2011
Violation: 31A-2-202(4) - Failure to respond to an inquiry of the Commissioner
Forfeiture: $750

Millcreek Land Title Insurance, Inc.: E-Case #2844; Effective Date: April 25, 2011
Violation: 31A-23a-415 - Failure to pay an assessment when due.
Forfeiture: $750

American Preferred Title Insurance Agency Inc., (formerly known as Utah Commercial Title Insurance Agency): E-Case #2848; Effective Date: April 25, 2011
Violation: 31A-23a-415 - Failure to pay an assessment when due.
Forfeiture: $750

Vintage Title Insurance Agency, Inc.: E-Case #2849; Effective Date: April 25, 2011
Violation: 31A-23a-415 - Failure to pay an assessment when due.
Forfeiture: $750

Express Title Insurance Agency, Inc.: E-Case #2850; Effective Date: April 25, 2011
Violation: 31A-23a-415 - Failure to pay an assessment when due.
Forfeiture: $750

Canyon Ridge Title & Escrow Insurance, LLC: E-Case #2853; Effective Date: April 25, 2011
Violation: 31A-23a-415 Failure to pay an assessment when due.
Forfeiture: $750

Citadel Title and Escrow: E-Case #2854; Effective Date: April 25, 2011
Violation: 31A-23a-415 Failure to pay an assessment when due.
Forfeiture: $750

The Home Abstract & Title Co., Inc.: E-Case #2855; Effective Date: April 25, 2011
Violation: 31A-23a-415 Failure to pay an assessment when due.
Forfeiture: $750

Provo Land Title Company: E-Case #2856; Effective Date: April 25, 2011
Violation: 31A-23a-415 - Failure to pay an assessment when due.
Forfeiture: $750

Select Title Insurance Agency, Inc.: E-Case #2857; Effective Date: April 25, 2011
Violation: 31A-23a-415 Failure to pay an assessment when due.
Forfeiture: $750

Spencer Ball & Associates: E-Case #2858; Effective Date: April 25, 2011
Violation: 31A-23a-415 Failure to pay an assessment when due.
Forfeiture: $750

Mountainside Title Insurance Agency, Inc.: E-Case #2859; Effective Date: April 25, 2011
Violation: 31A-23a-415 Failure to pay an assessment when due.
Forfeiture: $750

VIMO, INC dba GETINSURED.COM: E-Case #2781; Order effective date April 4, 2011
Violations: 31A-23a-110(2), 31A-23a-402(1)(a)(I), 31A-23a-302(1)&(2), Rules R590-154-5, R590-154-7, R590-244-10 - Respondent violated the provisions of Utah statutory and administrative rules when it solicited insurance in Utah by using the alias "GetInsured.com" without registering its alias with the Department and without designating all producers to the agency.
Forfeiture: $5000

David Jason Landers: E-Case #2734; Order effective April 1, 2011.
Violation: 31A-2-202(6) - Respondent submitted inaccurate and incomplete information to the commissioner by answering No to the application question concerning any administration action taken against him.
License Limitation: 12 months
Forfeiture: $500

Summit Escrow and Title Insurance Agency, LLC: E-Case #2598; Order effective April 11, 2011.
Violation: 31A-23a-406(1) Conducting an escrow closing without issuing a policy of title insurance.
Forfeiture: $1,000
License Limitation: Probation 6 months

Bonnie Nielsen: E-Case #: 2758; Order Effective: 03/15/2011.
Violation: 31A-35-402(2) - Executed bail bonds without holding a current appointment from a bail bond surety or current designation from a bail bond company.
Forfeiture: $500
License Limitation: None

Stewart Nielsen: E-Case #: 2757; Order Effective: 03/15/2011.
Violation: 31A-35-402(2) - Executed bail bonds without holding a current appointment from a bail bond surety or current designation from a bail bond company.
Forfeiture: $500
License Limitation: None

Cristina V. Forrester; E-Case #2775; Dated March 15, 2011
Violations: UCA 31A-23a-103(1) - Respondent violated the requirements by performing services for the Corrie L. Bingham Insurance Agency, Inc. which required an insurance license.
Forfeiture: $750
License Limitation: 12 months probation, three hours of ethics continuing education in addition to the continuing education required for license renewal.

1st Out Bail Bonds & Gordon Wright; E-Case #2763; Order effective February 22, 2011.
Violation: 31A-23a-409, R590-170(4-5) Failed to establish and maintain a trust account.
License Limitation: 24 month probation
Administrative Forfeiture: $5,000

Adam D. Appell: E-Case 2791; Order effective February 23, 2011.
Violation: 31A-2-202(4): Failure to respond to an inquiry from the commissioner.
Forfeiture: $250

License Surrendered

Lance R. Butler: E-Case # 3032; Order effective November 3, 2011
Violation: 31A-23a-107(1) & 31A-23a-402(1)(a)(I) - Falsely misrepresented himself to an insurer as one of their insureds.
License Limitation:Surrendered in Lieu

Wendie Dene Dodds: E-case # 2943 Order effective September 15, 2011.
Violations: 31A-2-202(4) - Failure to submit a timely response to an inquiry from the Commissioner; 31A-23a-105(2) - Failure to report an administrative action against her license.
License Limitation: Surrender In Lieu of Administrative Action

Your Coverage Matters: E-Case # 2865; Order effective June 18, 2011.
Violation: 31A-23a-105(2) - Failed to report an administrative action taken against her by another state.
License limitation: License surrendered in lieu of administration action.

Darius Michal Hickman: E-Case # 2819; Order effective June 23, 2011.
Violation: 31A-23a-105(2) Failed to report an administrative action taken against him by another state.
License limitation: License Surrendered in lieu of administration action.

Kimberly C. Ashton: E-Case #2815; Order effective: April 10, 2011.
Violations: 31A-23a-402(1) - Providing false or misleading information relating to an insurance contract to an insured; and providing misleading information on an insurance application to an insurer.
License Limitations: Surrender In Lieu of Administrative Action

License Denied

Derick James Shumway: E-Case #2959; Order effective January 4, 2012.
Violation: 31A-23-107(2) Actions demonstrate that he does not meet the requirements.
License Limitation: License denied

Aubrey Lynn Larsen; E-Case #2879; Order effective October 24, 2011.
Violations: 31A-23a-105(1)(b)(vi) Committed an act that is grounds for denial.
31A-23-107(2)(2)(b) & (c) Failed to report a criminal prosecution.
31A-23a-111(5)(b)(ix) Provided false, misleading, or untrue information on license application.
License Limitation: License denied.

Clayton J. Beagley: E-Case #2820; Order effective August 30, 2011.
Violation: 31A-23-107(2) Actions demonstrate that he does not meet the requirements.
License Limitation: License denied.

Esmeralda Janette Barrera: E-Case #2811; Order effective August 30, 2011.
Violation: 31A-23-107(2) Actions demonstrate that he does not meet the requirements.
License Limitation: License denied.

Michael Ryan Rowe: E-Case #2627; Order effective July 19, 2011.
Violation: 31A-23-107(2) Actions demonstrated that he does not meet the requirements.
License Limitation: License denied.

Blake Kofoed: E-Case #2770; Order effective July 19, 2011.
Violations: 31A-2-202 Failed to submit a timely response to an inquiry from the Commissioner. 31A-23a-11(5)(b)(iv) - Failed to pay final judgment.
License Limitation: License denied.

Edward Daniel Golub; E-Case #2730, Effective date: April 25, 2011.
Violations: 31A-23a-107 Respondent's actions show he does not meet character requirements to hold an insurance producer's license.
License Limitation: License Denied

Frederick Ogden: E-Case #2764; Dated April 13, 2011.
Violation: 31A-23-107(2) Respondent's actions demonstrate that he does not meet the requirements; 31A-23a-111(5)(b)(ix) providing incorrect, misleading, incomplete, or materially untrue information in the license application; and 31A-2-202 Failure to submit accurate and complete information to the Commissioner.
License Limitation: Denied

Legal Resources

ENFORCEMENT ACTIONS

Insurer Licensees

Cease and Desist Order

Surrender

Probation

Suspension

Forfeitures

Individual & Agency Licensees

Cease and Desist Order

Revocation

Suspension

Probation

Forfeitures

License Surrendered

License Denied

Dismissed

Public Letter of Admonition

Click here for ARCHIVED ACTIONS